Services we offer

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We handle federal, state, and local tax filings with accuracy, ensuring full compliance while minimizing your liability. From simple Form 1040s to complex returns involving multi-state income, investments, rental properties, or retirement distributions, we cover it all. Services include preparing individual, couple, and family returns, specialized reporting for capital gains and real estate, and support with IRS correspondence.

Corporate taxes can be complex, but our team makes the process clear and manageable. At S&M Tax and Accounting Services, we go beyond simple filing, we take the time to understand your business, identify opportunities for deductions and credits, and develop strategies that minimize your tax burden. Our professionals stay current with ever changing tax laws, so you can be confident your returns are accurate, timely, and fully compliant.

We provide year-round strategies to reduce taxes and avoid surprises. Our services include tax projections, retirement planning (IRA, Roth, 401(k), Social Security), education planning (529s, credits), charitable giving strategies, and estate tax considerations. For business owners, we also advise on pass-through income, S-Corp elections, and estimated taxes, helping you plan ahead with confidence.

Starting a new business? We’ll guide you every step of the way — from choosing the right legal structure to navigating regulations and building a strong business plan. With us, you can launch with confidence and a clear path to long-term success. Our advisors don’t just set you up; we position you for growth by ensuring your foundation is strong, compliant, and scalable.

Stay on top of your numbers with our tailored accounting support. We provide bookkeeping, reconciliations, financial statements, and insights that help you understand your performance and make smarter business decisions. Think of us as your financial partner — helping you save time, reduce errors, and gain the clarity needed to take your business to the next level.

Simplify payroll with our end-to-end solutions. We handle salary calculations, tax deductions, payslips, and filings — ensuring accuracy, compliance, and peace of mind, so you can focus on running your business. Our streamlined process keeps your employees paid on time and your business aligned with ever-changing payroll regulations.

Every business is unique. That’s why we offer personalized guidance to help you improve operations, grow into new markets, and increase profitability with strategies that work for your goals. Whether you’re navigating day-to-day challenges or planning long-term expansion, our team provides the strategic insights you need to stay ahead.

Cash flow drives your business. Our team analyzes trends and data to deliver accurate forecasts and strategies that help you plan ahead, avoid shortages, and make stronger financial decisions. With our projections, you’ll gain a clear understanding of your financial position — empowering you to seize opportunities with confidence and minimize risks.